At PMJ Capital, we understand that every transaction is different, so we don’t provide products or have inflexible lending criteria. We work with developers, property professionals and entrepreneurs to provide tailor-made, short-term funding packages.
At PMJ Capital, we have built our business on placing trust in our clients and this is as important as the deal itself. We have open and honest dialogue, share in our clients' successes and support them when things don’t go to plan.our history
We are happy to look outside the box
Every borrower has a Relationship Manager
Informed decisions with no credit committees
Mike has a long and very successful career in building and growing companies, particularly in the retail and hotel sectors.
Mike brings his wealth of business experience to PMJ Capital.
Dave is a highly experienced property finance professional, having worked in the industry for nearly 35 years. With a strong network of contacts across funders and within the professional community, he leads the PMJ team.
Dave has been Property Finance Director at Cowgills since 2012 having raised over £500M of funding for SME developers and investors over this period.
Lee has worked in the financial services sector for over 30 years, starting out at NatWest, and for the last 15 years in property finance where he has specialised in development and short-term bridging finance.
Stuart is a Partner and Head of Property & Construction at Cowgills. With over 20 years’ experience as a chartered accountant specialising in the property and construction sector, Stuart has unrivalled knowledge of the industry, working with some of the region’s most exciting and fast-growing property and construction businesses.
Ben qualified and worked as a solicitor for several years in, Manchester and London, before joining PMJ Capital in 2015. He has brought his legal expertise to the direction and growth of PMJ Capital, but he also understands the needs of its clients through both his own forays into development and the management of a residential and commercial property portfolio.
Anita has worked as an Executive PA for 16 years in various industry sectors, having spent eight years in management roles in hotels. She has extensive experience in secretarial, communications, project management and events management. Anita joined the PMJ Capital team in January 2019 as PA to the Board of Directors.
Claire has over 18 years’ experience in marketing and PR, specifically in the property industry, having held positions as Head of marketing at a national house builder and Head of communications at leading property developer Muse. Claire joined PMJ as a consultant in 2020 and works with the team in promoting PMJ’s services.
Elise has worked in financial services for over five years, including a number of years at Together.
Elise works with our team of directors, providing lending support to our growing list of clients and brokers.
Our team also provide their knowledge and expertise.SEE MORE
PMJ Capital has completed on a £569,500 scheme for Cheshire-based investor/developer Courts Group. The funding package will be used to convert
PMJ has completed on a £660,000 development loan for North West development and construction firm, Lane End Group. The loan will
We are delighted t announce that we have provided a development loan of £800k to North West based developer, Qunita Group
Paul Duffy, Beluga Projects
“Our thanks to David Rainford at PMJ who has worked with us as a ‘partner’ throughout the process and been with us every step of the way. His support has been key to getting us to this point”
Kevin Murphy, KMM Homes Ltd
“We are now on our fourth development project that has been funded by PMJ, who backed us from the start. Our relationship has flourished and we see PMJ as a key ‘partner’ in the success of our business. David Rainford is always on hand to support and, more importantly, is able to make the right decisions when we need them.”
Dave Brislen, 4 Real Developments Ltd
“It is important to have a funder who understands your business and be confident they are in your corner. PMJ’s support has never wavered; our relationship has gone from strength to strength and is based on trust built up over several years”